Panel of Lenders & Disclosure Statement
Two Wheels (Edinburgh) Limited is authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender. We can introduce you to a limited number of carefully selected lenders and their financial products, which may have different interest rates and charges. We are not an independent financial advisor; we will provide details of products available from lenders that we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you.
We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow).
The lenders we work with could pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
All offers and credit subject to status, terms and conditions. Applicants must be 18 years or over.
Black Horse Limited (also t/a Triumph TriStar)
Honda Finance Europe PLC
Santander UK PLC
MotoNovo Finance Limited
Close Brothers Limited
Evolution Funding Ltd
Superbike Loans Ltd
The Financial Conduct Authority is the independent watchdog that regulates financial services. It requires us to give you this document to help you decide if our services are right for you.
Two Wheels (Edinburgh) Ltd whose regulated address is 36 Peffermill Road, Edinburgh EH16 5LL is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register Number is 669904
About our Financial Services:
We are a credit broker and not a lender. We can introduce you to a limited number of lenders and financial products. We are not an independent financial advisor; we will provide details of products available, but no advice or recommendation will be made.
You must choose whether the finance product is right for you.
Lenders: Honda Finance Europe PLC – Black Horse Ltd – Close Brothers Ltd t/a Close Brothers Motor Finance
All finance is subject to status, terms & conditions apply, UK residents & over 18s only.
Commission:
All the lenders we work with pay us a commission; the commission we receive does not influence the interest rate you will pay. We do not charge you a fee for our services. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you would like to know the amount of any renumeration, please apply in writing.
Insurance:
We will not enter in to discussions regards insurance products; Two Wheels (Edinburgh) Ltd is not regulated to discuss insurance.
Customer Care, Dispute Resolution and Complaints: We work hard to ensure that the finance products we offer are fair and that our communication to our customers is clear and not misleading. However, if you are unhappy with our service please contact:
Neil Roberts, Two Wheels (Edinburgh) Ltd, 36 Peffermill Road, Edinburgh. EH16 5ll Telephone Number: 0131 667 7305
We will answer any complaints as quickly as possible, always within four weeks. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. For further information visit http://www.financial-ombudsman.org.uk
Two Wheels (Edinburgh) Ltd is authorised and regulated by the Financial Conduct Authority (reference no 669904). Click here for details including our panel of lenders and disclosure statement
